Payment Policy

Effective Date: April 1, 2026

At Golden Bay Jewelers Inc., we are committed to providing a secure, reliable, and seamless payment experience for every customer. This Payment Policy outlines the terms governing payments made through our website. By placing an order, you agree to the terms described below.

1. Accepted Payment Methods

For your convenience, we accept a variety of secure payment options, including:

  • Visa

  • Mastercard

  • American Express

  • Discover

  • PayPal

  • Apple Pay

  • Google Pay

  • Shop Pay

  • Other payment methods displayed during checkout

All orders must be paid in full before they are processed or shipped.

2. Secure Payment Processing

Your payment security is extremely important to us.

All transactions are processed through trusted third-party payment providers using industry-standard encryption technologies. Our website is protected with Secure Socket Layer (SSL) encryption to help safeguard your personal and financial information.

For your protection, Golden Bay Jewelers Inc. does not store complete credit or debit card information on its servers.

3. Pricing and Currency

Unless otherwise stated, all prices displayed on our website are listed in United States Dollars (USD).

Applicable sales taxes will be calculated during checkout based on your shipping destination and local tax regulations.

While we strive to ensure pricing accuracy, we reserve the right to correct pricing errors, update product prices, or cancel orders affected by incorrect pricing.

4. Order Confirmation

After your payment has been successfully authorized, you will receive an email confirming your order.

If we experience any issues with payment authorization, inventory availability, or order verification, our customer support team will contact you as soon as possible to assist in resolving the matter.

5. Billing Information

Customers are responsible for providing accurate and complete billing information during checkout.

By submitting your payment details, you authorize Golden Bay Jewelers Inc. to charge the selected payment method for the total amount due, including:

  • Product price

  • Applicable taxes

  • Any additional charges displayed during checkout

Providing inaccurate billing information may delay order processing or result in order cancellation.

6. Refunds

Approved refunds will be issued to the original payment method used during purchase.

Refund requests are handled in accordance with our Return & Refund Policy. Once a refund has been approved, it is generally processed within 7 business days, although your financial institution may require additional time to post the funds to your account.

7. Fraud Prevention

To protect our customers and maintain a secure shopping environment, we reserve the right to review any transaction that appears unusual or potentially fraudulent.

If necessary, we may:

  • Request additional identity or payment verification.

  • Delay shipment until verification is completed.

  • Cancel orders suspected of unauthorized or fraudulent activity.

  • Contact you to confirm billing or shipping information.

These measures help protect both our customers and our business.

8. Payment Security

We maintain commercially reasonable security measures designed to protect payment information throughout the checkout process.

Our payment providers comply with recognized Payment Card Industry Data Security Standards (PCI DSS) to help ensure secure processing of payment transactions.

9. Contact Information

If you have any questions regarding payments, billing, or transaction security, please contact us.

Golden Bay Jewelers Inc.

Company Number: P99000084550

EIN: 65-0952246

Email: contact@GoldenBayJewelers.shop

Phone: +1 (954) 974-7313

Address: 5460 W Sample Rd, Margate, FL 33073, United States